Insured and Bonded Vacation Rental Cleaners: What the Difference Means

If you are looking for insured and bonded vacation rental cleaners, it helps to know what each word means, because they protect you in different ways. This is general information, not legal or insurance advice, so check the details with your own insurer.

The three terms

• Licensed: the cleaner or their business holds the business license required where they operate. Requirements vary by city and state.
• Insured: the cleaner carries liability insurance, which can respond if something is damaged during a job. Policies differ in what they cover.
• Bonded: a bond is typically a form of protection against certain losses such as theft by an employee. The details depend on the bond.

How to verify

• Ask for a certificate of insurance and check that the policy is current.
• Ask who is named on it and what it covers.
• Ask whether any helpers or employees are covered too.
• Keep a copy with the job record.

Cleaners on Host Wingman can list whether they are licensed, insured or bonded, and you can compare cleaners on those badges. They are entered by the cleaner and are not verified by Host Wingman, so asking for proof is a sensible step for a high-value home.

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